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Today’s Current Texas Refinance Rates | Amarillo | Lubbock
Today’s Current Texas Refinance Rates | Amarillo | Lubbock May 19, 2012
Whether you’re purchasing a new home, refinancing your existing home, or purchasing investment property to rent out, it’s imperative to make educated decisions during the process. We possess the experience, knowledge and professional expertise that you need. Home are widely available, such as this one in Lubbock, that make great rental properties. We can help you with an investment purchase:
If you’d like to discuss your Lubbock or Amarillo purchase or refinance,
call 512-996-8194 for a no-obligation consult on your finance needs!
A lot of Texans in Lubbock or Amarillo are refinancing their 30-year mortgage to a 15-year fixed rate because they can shorten the loan, but pay about the same amount each month. Today’s 15 year fixed rates, without buying the rate down, is 3.25%-3.375%. So, this goal is easily attainable. A Texas licensed mortgage broker, we help people all over Texas every day reach their financial goals.
Twitter Weekly Updates for 2012-05-18
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Today's Current Austin | Refinance | Cash Out Rates #
Today’s Texas Mortgage Rates | Houston | Sugarland
Today’s Texas Mortgage Rates | Houston | Sugarland May 18, 2012
From the Wall Street Journal: “This is still a remarkable time to be a first-time home buyer. Affordability is the best it has been in 30 years, thanks to the combination of a 34% decline in prices since the 2006 peak and a historically low 4% average rate for a 30-year, fixed-rate mortgage.
“The two affordability metrics that truly matter are how much monthly income a mortgage consumes, and whether this is less costly than renting. On the first count, I calculate that home prices are now an astonishing one-third cheaper than the historical norm. On the second, real-estate website Trulia figures that buying is cheaper than renting in 98 out of America’s 100 major markets. That is practically a clean sweep.”
If you’d like to take advantage of the low housing prices in Houston, Texas, you need a licensed Texas mortgage broker! You’d be wise to do business with us instead of a major retail bank since we don’t charge the high application fee that they do, we don’t charge points, and we won’t take forever to close your loan!
Rates are still historically low: Today’s 15 year fixed rates, without buying the rate down, is 3.25%-3.375%. Call us at: 512-996-8194!
Texas Refinance Rates | Ft. Worth | Arlington
Texas Refinance Rates | Ft. Worth | Arlington May 17, 2012
Accenture Credit Services announced that, “Low interest rates, less competition, more regulation and tighter credit standards have pushed the time it takes the biggest mortgage lenders to refinance a mortgage loan from 45 days a year ago to more than 70 days now.” Underwriters, who in the past could underwrite 6-8 files a day, now do 2-3 – and they’ve turned into auditors instead of underwriters. And the borrower, of course, is the one who pays the cost of the longer time frames and the higher overhead.
Another reason not to do your refinance with the big, retail banks. Call us at 512-996-8194 for fast, personal service with your mortgage purchase or refinance needs! We don’t charge the big application fees like Bank of America, Wells Fargo, or Chase, either. And we don’t charge points!
No doubt you have questions like “What type of home loan is best?”, “What are today’s current 15, 30 year fixed mortgage rates?” or “Is this a good time to refinance my home equity loan?” So just call and let us give you specific answers to your specific loan questions.
We’re a licensed Texas mortgage broker based in Austin, but we help people all over the state of Texas. Call or email jon@mylendingplace.com.
Current Texas Mortgage Rates | Dallas | Plano
Current Texas Mortgage Rates | Dallas | Plano May 16, 2012
Isn’t it interesting to remember that in October of 1981 mortgage rates for a 30-year fixed rate were 18.45%? That’s a historical high and we’ve had historical lows in the last six months. Today’s rate for a 30-year fixed is 3.75% with a 3.909% APR! I’d say it’s time to refinance if you have not yet done so. With even a one percent difference in rates, you can save a lot on not only your monthly payment, but on the life of your loan. And you just need to stay in your home another year or so to recap the cost of refinancing.
The cost of refinancing with us is lower than with the major retail banks! We don’t charge points! We don’t have a $200-$250 application fee like the big banks, either! Our closing costs are up front and you can see what it will cost you to refinance. Make a no-obligation call to find out the information on your particular situation today – 512-996-8194!
If you have a Texas zip code, we can help you. We help people all over this great state of Texas daily. We’re based in Austin, Texas and are a licensed Texas mortgage broker. If you are thinking of purchasing a home, this is the time. We also do FHA, VA, and no-PMI loans. Call today!
This beautiful home for sale in Plano will require a JUMBO loan and we do those, too!
Dallas | Houston| Lubbock | Austin
Current Texas Mortgage Rates | Tyler | Longview
Current Texas Mortgage Rates | Tyler | Longview
May 15, 2012
MyLendingPlace.com
From stats from Freddie Mac’s Quarterly Product Transition Report:
The number of borrowers choosing a one-year adjustable rate mortgage (ARM) was statistically zero in both the first quarter of 2012 and the last quarter of 2011. Sixty percent of homeowners who had one-year adjustable picked 15-year fixed rate mortgages (FRM) for their new loan. The shorter term FRM was also extremely popular with borrowers who were refinancing from another 15-year (89 percent, unchanged from the previous quarter) or the slightly longer 20-year (68 percent, down from 73 percent). Only 9 percent of borrowers who were originally in a 15-year moved to a longer-term product.
Borrowers refinancing hybrid ARM loan either stuck with those loans (32 percent) or moved to a 30-year FRM (57 percent.) Borrowers also displayed some brand loyalty; 66 percent chose a loan with the same term as the one they had just paid off.
With us, you won’t be a statistic, but will receive all the personal attention that your Texas purchase or refinance requires. We aren’t like the big retail banks who are running 60-90 days behind processing new or refinance loans! Also, unlike the big banks, we don’t charge points!
Call today to find out the best rates and the lowest closing costs for your needs. 512-996-8194 We also do FHA, VA, and no PMI loans. If you live in Tyler, Longview, or anywhere in the great state of Texas, we can meet your needs.
Current Texas Mortgage Rates | Houston | Galveston
Current Texas Mortgage Rates | Houston | Galveston
May 14, 2012
MyLendingPlace.com, opening doors in Texas
We specialize in helping you achieve your short and long range financial goals and it all begins with having the right mortgage plan.
Need help paying for college tuition and want to avoid student loans? Interested in buying Houston or Galveston, Texas investment property or using real estate to help fuel your retirement income? Your financial needs are our business.
From mortgage application to a smooth “stress free” closing, we work with you every step of the way.
Texas Refinance Rates | Ft. Worth | Dallas
Texas Refinance Rates | Ft. Worth | Dallas May 13, 2012
Wall Street Journal headline yesterday: “Borrowers Face Big Delays in Refinancing Mortgages!” The article states, “Clogged mortgage pipelines have created headaches for hundreds of thousands of Americans trying to take advantage of low mortgage rates, which averaged 4.05% for the week ending April 27, according to the Mortgage Bankers Association.”
“When Craig Foyer called Bank of America Corp. in March to ask about refinancing the mortgage on his Oconomowoc, Wis., home, a saleswoman told him the company was “swamped with business” and that it would call him back in 60 to 90 days, he says.
“That doesn’t do much for someone interested in the market right now,” said Mr. Foyer, 46 years old, who works in software development.
Call us today for no-delay application and process of your Texas refinance. We help Texans every day and they are always pleased to find that we not only can process their refinance mortgage, but we don’t charge points like those big, retail banks. Call 512-996-8194 to discuss your options today!
Current Texas Refinance Rates | Waco | Bellmead
Current Texas Refinance Rates | Waco | Bellmead May 12 , 2012
Lovely home in Midway, close to Waco
Lower interest rates have helped thousands of Americans free up cash or retire debt. On average, borrowers that refinanced during the first quarter of 2012 reduced their first-year interest payments by $2,900, according to mortgage-finance giant Freddie Mac. Overall, refinancing over the past three years has unlocked savings worth $46 billion in their first year, according to Moody’s Analytics. [Wall Street Journal website]
“Reduced their first-year interest payments by $2900″!! Wouldn’t that be great! Call us today about Texas refinance rates to see if that can’t be you! 512-996-8194 Or email jon@mylendingplace.com
We’re a licensed Texas mortgage broker and you’ll be pleased to find that we don’t charge Points like the big retail banks — Chase, Bank of America, Wells Fargo. Our closing costs are up front and you’ll find them pleasing, too. There’s no need to shop around the internet, just give us a call. Ours are the lowest rates around.
Opening doors in Texas – MyLendingPlace.com
Dallas | Austin | Houston | all of Texas
Twitter Weekly Updates for 2012-05-11
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Today's Austin Texas Mortgage Refinance Rates #
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